Ensure a Healthy You With Free Prescription Discount Card

There are close to fifty million Americans who have no health insurance. There are millions more with health insurance but no drug prescription coverage. One of the recent developments that have been such a big help to those with drug prescription woes is the free prescription discount card.

But wait, you ask yourself if you are qualified for it. This is not insurance but is a benefits program so regardless of what your age or employment status is, you are qualified to get it. Even non-US citizens can avail of the free prescription card. All you need to do is go online and fill out a form. After everything has been entered, you print out your card. This card is acceptable in more than fifty thousand locations all over the country. The only limitation is that it has to be used in a pharmacy or an online order service in the US.

Once you have you card, it is immediately activated and you can use it right away to purchase your medicine. Just take your card to the pharmacy and they will store all your information in their computer. Every time you go back to fill up a prescription, they can access it from their own computers. This is what you need to do every time you use it for the first time in a new pharmacy. You can use the card for over 20,000 drugs, both generic and branded retail FDA-approved drugs. This card has no expiry date and you can use it for life.

You can get a savings of an average of 30% to as much as 85% on certain medications like for instance Fluoxetine with a price of $90 can be bought for $12 using the free prescription discount card which is about 86% savings for you. There are certain medicines where the price using the free prescription card would be lower than your co-pay. Before paying, you may request the pharmacist to compute which would be cheaper, the co-pay or using the free prescription card.

With the success of the free prescription drug card, the program is now going forward to include diagnostic tests including MRIs, urinalysis, glucose tests, lipid panels, x-rays, cholesterol tests and others. Take for instance, an MRI that usually costs $1,500 will cost $700 with a card while a urinalysis that costs $50 would be $22.

This is a very welcome program in the face of the economic crisis and with the government still struggling to come up with a health care reform program. With the free prescription discount card, you will no longer have to choose whether to buy your medicines or to put food on the table.

Discount at Its Finest

During the past few years, the cost of prescription drugs has increased to greater percentages than before. According to some research, it is seen that the cost is increasing every year during the past decades since 1980. It accelerated at 14.1% in 1997.

The people who depend upon Medicare need not to worry. But the people who do not have a Medicare account have to worry about the expenses of these medicines. Even people who have insurance may find that they have to pay a lot for their medication.

You may hear the name of discount prescription drug card if you ever spent time searching reduced cost or free prescription products. These cards have become popular nowadays for people who are searching for reduced medication cost. You have to remember that the card is not an insurance.

Like prescription saving program and prescription assistance plans, some discount cards have eligibility restrictions. People who have other health insurance are not permitted to own such cards. Age and income should also be considered. These cards are for those people who cannot afford their medication expenses. Some membership organizations offer these cards to their members. These cards do not provide free prescription drugs but they give discount for the members.

Some cards are available for everyone who wants to use it. But you have to pay for the card. The payment can either be an annual or a monthly recurring fee. They may be costly but still provide some facilities for purchasing prescription drugs at a low price.

Sometimes drug manufacturers provide these discount cards to the people who are not covered by any other plans. Rx Access card is a card, which is provided by a group of ten pharmaceutical industries. Some individual company also provides this card.

Another term you should know is online discount prescription pharmacy. It is an internet-based pharmacy that provides prescription drugs at a cheaper rate than the others. For providing prescription drugs at a cheaper rate, these online pharmacies provide generics. They generally provide painkillers, antacids, birth control pills, antibiotics, allergy medications etc. They also provide vitamins and weight loss tablets. But before registering any online pharmacy you have to make sure whether it is real or fake.

As an end note, before getting any prescription discount cards it is imperative that you assess the benefits that you would get by securing one.